How every state taxes income in 2026
Nine states take nothing from your wages. Fifteen take one flat rate. The other twenty-seven use brackets — and eleven let their counties and cities add more on top.
No income tax on wages
They collect it another way — usually property or sales tax.
Flat rate on all income
Flat rate on all income
Flat rate on all income
New Hampshire's interest and dividends tax has been repealed, so wage income is untaxed in 2026.
Flat rate on all income
Flat rate on all income
Flat rate on all income
Washington does not tax wages. It does levy a 7% tax on capital gains above a threshold, which this calculator does not cover.
Flat rate on all income
Single flat rate
One rate on all income, whatever you earn.
Arizona uses the federal standard deduction, so it rises with the federal figure each year.
Colorado starts from your federal taxable income. Its 4.40% rate can be temporarily cut in years when TABOR forces a surplus refund, so it is worth checking in a strong revenue year.
Georgia cut its flat rate to 4.99% from 1 January 2026 under HB 463, reaching its long-term target three years early. Retirees aged 65 and over can exclude up to $65,000 of retirement income each.
Idaho cut its flat rate to 5.3% in 2025 and matches the federal standard deduction, so its deduction rises whenever the federal one does.
Flat rate on all income
All 92 Indiana counties add their own local income tax rate on top of the state rate.
+ county income tax on top
Iowa completed its move to a single 3.8% rate in 2026. Every level of taxable income is now taxed the same.
Many Kentucky counties and cities charge an occupational tax on wages.
+ local income tax on top
Louisiana repealed its brackets in 2025 and now taxes all income at a flat 3%, with a combined personal exemption and standard deduction of $12,500 — double for joint filers.
24 Michigan cities levy their own income tax, up to 2.40% in Detroit.
+ city income tax on top
Flat rate on all income
Pennsylvania municipalities add a local Earned Income Tax on top of the state rate.
+ municipal income tax on top
Utah gives a Taxpayer Tax Credit worth 6% of your allowable deductions, which phases out as income rises — so the relief here shrinks the more you earn.
Graduated brackets
The rate rises with income, like the federal system.
Alabama's brackets are unusually compressed: the top 5% rate applies to everything above $3,000, so almost every worker pays it on most of their income.
+ local income tax on top
Arkansas has a low standard deduction of $2,470, and gives its personal allowance as a $29 credit rather than a deduction.
The 13.30% top bracket includes the 1% Proposition 63 surcharge on income above $1 million. California has not published its 2026 bracket thresholds yet — the FTB tells taxpayers to use the 2025 table to estimate 2026, which is what this does.
Connecticut phases out the personal exemption as income rises, and fully exempts pension and annuity income below $75,000 single or $100,000 joint.
Wilmington levies a local income tax.
+ city income tax on top
The District aligns its standard deduction with the federal one, so it moves whenever the federal figure does.
Hawaii has twelve brackets, more than any other state, but its 2024 tax cut nearly doubled the standard deduction — $8,000 single and $16,000 joint for 2026 — so less income reaches those higher rates than the headline suggests.
2 brackets
3 brackets
All 23 Maryland counties and Baltimore City levy their own income tax on top of the state rate.
+ county income tax on top
The 9% bracket is the 4% Fair Share surtax on taxable income above $1,107,750. That threshold is indexed to inflation and rises every year.
Minnesota indexes its brackets every year — they rose 2.369% for 2026. It also allows a $5,300 exemption per dependent.
Mississippi taxes nothing on the first $10,000 of taxable income in 2026, then a flat 4% above it. Its personal exemption is unusually generous: $6,000 single and $12,000 married.
From 2026 Missouri fully exempts capital gains from state income tax — the first state to do so. Kansas City and St. Louis levy a 1% earnings tax on top of the state rate.
+ city income tax on top
2 brackets
Nebraska merged its top two brackets at 4.55% for 2026, so the rate stops rising there. It adds $2,050 of standard deduction if you are 65 or older, or blind, and unmarried.
New Jersey has two separate rate schedules. The joint one is not double the single one — it has an extra 2.45% bracket that single filers never see.
6 brackets
New York City and Yonkers levy their own income tax on top of the state rate. State rates are mid-way through a reduction that finishes in 2027.
+ city income tax on top
3 brackets
Ohio taxes nothing on the first $27,350 of taxable income in 2026, then a flat 2.75% above it. Municipalities and school districts levy their own income tax on top.
+ municipal income tax on top
Oklahoma consolidated six brackets into three from 2026. The first $10,100 of wages is untaxed for a single filer, and the joint thresholds are exactly double the single ones.
Oregon gives a $260 credit per exemption for 2026, not a deduction. Multnomah County and the Portland metro area add their own income taxes on top of the state rate.
+ county income tax on top
3 brackets
South Carolina rebuilt its income tax for 2026 under H. 4216, signed 30 March 2026: 1.99% below $30,000 and 5.21% above, and the federal standard deduction is replaced by a new South Carolina Income Adjusted Deduction.
4 brackets
Virginia's higher standard deduction is temporary — it sunsets after 2026 and reverts to $3,000 single and $6,000 joint unless the legislature extends it.
5 brackets
Wisconsin's standard deduction phases out as income rises.
Every state has a page and every page works. What differs is how far we have got with that state’s own paperwork. Verified means we have read the figures off the state’s publication. Not yet verified means they come from a compiled source we are working through — and that source has already been wrong twice, in Arizona and Georgia. Under review and has not published 2026 mark the two states where we know there is a problem. The log, with the document checked in each case, is on the methodology page.