Utah cities compared
All 5 Utah metropolitan areas on the same $100,000 salary and the same $400,000 home. Logan leaves you $4,049 a year better off than Salt Lake City — and none of it is income tax, which is identical everywhere in the state.
Logan to Salt Lake City: $4,049 a year apart, same tax code
Utah has 5 metropolitan areas with a published price index, and on $100,000 with a $400,000 home they are not interchangeable: $76,808 of purchasing power in Logan against $72,758 in Salt Lake City — $4,049 a year, 4.0% of the salary, without leaving the state.
That gap is unusually easy to trust, because the income tax is identical in every row. Federal $13,170, FICA $7,650, Utah state income tax $3,534, and no county or city in Utah levies its own. Two things move down this table and only two: what a house costs in property tax, and what everything costs at the till.
| Metropolitan area | Buys | Behind the best | Prices | Property tax |
|---|---|---|---|---|
| 1Logan | $76,808 | best | 95.927 | 0.49% |
| 2St. George | $75,896 | −$912 | 97.321 | 0.45% |
| 3Provo-Orem-Lehi | $75,147 | −$1,660 | 98.232 | 0.46% |
| 4Ogden | $73,085 | −$3,723 | 100.349 | 0.58% |
| 5Salt Lake City-Murray | $72,758 | −$4,049 | 100.868 | 0.56% |
Purchasing power on a $100,000 salary with a $400,000 home: take-home after federal, FICA, Utah income tax and property tax, divided by that area’s price level. The income tax is identical in every row — the whole of the spread is property tax and the price level. Price index 100 is the US average.
2 of the 5 price above the national average and 3 below it — inside one state, under one tax code. A single state-level cost of living number averages that away and tells you about none of them.
Property tax runs from 0.45% in St. George to 0.58% in Ogden — on a $400,000 home that is $1,784 against $2,306 a year, a difference of $523. Each rate is that area's counties averaged and weighted by how many homes are in each, because a house pays the tax and a rural county of a few thousand homes should not weigh the same as an urban one of several hundred thousand.
The 10 Utah comparisons, resolved
Every pair of Utah cities, each on its own page with the full working, the break-even salary and the property tax bill house by house. Ordered by the population that could plausibly be choosing between them:
Provo vs Salt Lake City — Provo by $2,389 a year. Price level 98.232 against 100.868; property tax 0.46% against 0.56%.
Ogden vs Salt Lake City — Ogden by $326 a year. Price level 100.349 against 100.868; property tax 0.58% against 0.56%.
Salt Lake City vs St. George — St. George by $3,137 a year. Price level 100.868 against 97.321; property tax 0.56% against 0.45%.
Logan vs Salt Lake City — Logan by $4,049 a year. Price level 95.927 against 100.868; property tax 0.49% against 0.56%.
Ogden vs Provo — Provo by $2,063 a year. Price level 100.349 against 98.232; property tax 0.58% against 0.46%.
Provo vs St. George — St. George by $748 a year. Price level 98.232 against 97.321; property tax 0.46% against 0.45%.
Logan vs Provo — Logan by $1,660 a year. Price level 95.927 against 98.232; property tax 0.49% against 0.46%.
Ogden vs St. George — St. George by $2,811 a year. Price level 100.349 against 97.321; property tax 0.58% against 0.45%.
Logan vs Ogden — Logan by $3,723 a year. Price level 95.927 against 100.349; property tax 0.49% against 0.58%.
Logan vs St. George — Logan by $912 a year. Price level 95.927 against 97.321; property tax 0.49% against 0.45%.
Every Utah city, and what it can be compared with
The areas themselves, largest first. Each line has what defines that city on the two measures that matter here, and then every comparison it takes part in:
Salt Lake City-Murray — 1.3m people across 2 counties. Price level 100.868, housing 123.311, property tax 0.56%. Compared with Provo, Ogden, St. George, Logan.
Provo-Orem-Lehi — 696k people across 2 counties. Price level 98.232, housing 104.081, property tax 0.46%. Compared with Salt Lake City, Ogden, St. George, Logan.
Ogden — 646k people across 3 counties. Price level 100.349, housing 117.903, property tax 0.58%. Compared with Salt Lake City, Provo, St. George, Logan.
St. George — 190k people across 1 county. Price level 97.321, housing 98.148, property tax 0.45%. Compared with Salt Lake City, Provo, Ogden, Logan.
Logan — 152k people across 2 counties. Price level 95.927, housing 90.959, property tax 0.49%. Compared with Salt Lake City, Provo, Ogden, St. George.
The counties behind each rate
Nobody pays a metropolitan area's property tax rate. They pay their county's, and the figures above are those county rates averaged and weighted by how many homes each county holds. Opened up:
Salt Lake City averages 0.56% across 2 counties: Salt Lake County 0.56%, Tooele County 0.59%. Inside the area the rate runs from 0.56% in Salt Lake County to 0.59% in Tooele County, which is $104 a year on a $400,000 home — a real spread inside a single labour market.
Provo averages 0.46% across 2 counties: Utah County 0.46%, Juab County 0.46%. Inside the area the rate runs from 0.46% in Utah County to 0.46% in Juab County, which is $21 a year on a $400,000 home — a real spread inside a single labour market.
Ogden averages 0.58% across 3 counties: Davis County 0.54%, Weber County 0.62%, Morgan County 0.54%. Inside the area the rate runs from 0.54% in Davis County to 0.62% in Weber County, which is $318 a year on a $400,000 home — a real spread inside a single labour market.
St. George averages 0.45% across 1 county: Washington County 0.45%. One county, so the area rate is that county's rate exactly — no averaging involved.
Logan averages 0.49% across 2 counties: Cache County 0.49%, Franklin County 0.50%. Inside the area the rate runs from 0.49% in Cache County to 0.50% in Franklin County, which is $25 a year on a $400,000 home — a real spread inside a single labour market.
Which is the limitation of every figure on this page, stated rather than buried: an area rate is an average, and your address decides what you actually pay. The county pages linked above carry the rate, the assessment basis and the source for each one.
Where Utah cities sit among the 380 in the country
A state ranking answers "where in Utah". It does not answer whether Utah is an expensive place to begin with, and the two questions have different answers often enough to be worth separating.
Against all 380 metropolitan areas the Bureau of Economic Analysis prices, Salt Lake City ranks 70 and Logan ranks 143, counting from the most expensive. The national median area sits at 93.492 — Monroe — so 5 of these 5 Utah areas are dearer than the typical American metropolitan area and 0 are cheaper.
Neither end of this state reaches the national extremes, which run from 115.613 to 83.597.
The distinction matters for a specific reason. Everything on this page holds the income tax constant because these cities share a state; the moment a move crosses a state line that stops being true, and the comparison becomes the harder one — which is what Utah against every other state is for.
The tax that is the same in all 5
Worth spelling out, because it is what makes the ranking above readable at all. On $100,000, in every one of these areas:
Federal income tax — $13,170. Set by Congress, identical everywhere in the United States.
Social Security and Medicare — $7,650. Also federal, and also flat across the country up to the Social Security ceiling.
Utah income tax — $3,534. One set of brackets for the whole state, one standard deduction, applied identically in every city on this page.
Local income tax — $0. Utah does not permit counties, cities or school districts to levy their own. That is not a modelling shortcut, it is the law, and it is the condition on which these pages get published: in the eleven states that do permit it, the levying jurisdictions do not line up with metropolitan areas and no honest rate can be assigned.
Which leaves property tax as the only tax in the whole comparison that moves — from $1,784 to $2,306 a year on the same $400,000 home — and the price level as the only other thing. Two variables, both measured, both sourced. It is as clean as a cost-of-living comparison gets.
Logan stays on top whether you rent or buy
A ranking built on one salary and one house value is worth exactly as much as its assumptions, so here are the same 5 areas resolved again with those assumptions changed.
Renting, with no property tax at all: Logan still leads, by $3,863 over Salt Lake City. The order does not depend on owning a house.
On $60,000 instead of $100,000: Logan still leads. The gap narrows to $2,671 — smaller in dollars, but a larger share of a smaller salary.
On $250,000: Logan still leads, and by $9,015 — the spread widens with income, because the price level applies to everything you have left after tax.
This is the same discipline applied to a single published figure elsewhere on this site: a number without its range is half a number. Every page linked above lets you set your own salary, your own house and your own horizon, and recomputes the whole comparison rather than scaling it.
How this is worked out, and what it does not claim
Every row is the same calculation: gross salary in, federal income tax and FICA out, Utah income tax out, property tax on a $400,000 home out — then what is left divided by that area's price level, so the figure is what the money buys rather than what the payslip says.
The price index is the Bureau of Economic Analysis Regional Price Parity, 2024, published per metropolitan area with a documented method and broken into housing, goods, utilities and services. Which counties make up each area comes from the Census Bureau delineation file, joined by CBSA code and never by name — there are thirty "Washington County" in the United States and a join on names would have failed silently.
US Bureau of Economic Analysis — Regional Price Parities by State and Metro Area, 2024 (released 19 February 2026) — read 2026-09-10. https://www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area
US Census Bureau — Core Based Statistical Areas delineation file, 2023 (which counties form each metropolitan area) — read 2026-09-10. https://www.census.gov/geographies/reference-files/time-series/demo/metro-micro/delineation-files.html
US Census Bureau, American Community Survey — county effective property tax rates and housing units — read 2026-08-31. https://data.census.gov/
What it does not claim: that the city at the top is the better place to live. This measures what a salary buys. Schools, the commute, the weather and how far you are from your family are not in it, and on a move inside one state they are usually what actually decides it.
It also assumes one salary, one house value and a buyer rather than a renter. Every page linked above lets you change all three, and the answer moves with them — on some pairs enough to change which city comes out ahead.
Where to go next
Questions
- Which city in Utah leaves you best off?
- Logan, at $76,808 of purchasing power on $100,000 with a $400,000 home — $4,049 a year more than Salt Lake City at the other end of the table. Because the income tax is identical everywhere in Utah, that ranking is made of two things only: the price level and property tax.
- Which is the cheapest city in Utah?
- Logan, at 95.927 on the Bureau of Economic Analysis price index where 100 is the US average, against 100.868 in Salt Lake City. Cheapest is not the same as best off, though: property tax is set separately and can move a household by $289 a year on the same house.
- Does income tax differ between cities in Utah?
- No. Utah sets one set of brackets for the whole state, and it does not let counties or cities levy their own income tax. On $100,000 the bill is federal $13,170, FICA $7,650 and state $3,534 in every one of these 5 areas. That is what makes comparing them clean.
- How much does cost of living vary inside Utah?
- From 95.927 to 100.868 on the price index — 4.9 points between Logan and Salt Lake City. In take-home terms that is $4,049 a year of purchasing power on the same salary.
- How many Utah city comparisons are there?
- 10, one page each, every pair of the 5 metropolitan areas the Bureau of Economic Analysis prices in Utah. Each resolves the same way — income tax, property tax and price level — and each shows the break-even salary in both directions.